Consumer Finance Defense

Our team represents consumer and mortgage lenders, law firms, and collection agencies in both federal and state courts throughout Arizona, Colorado, and Nevada. We advise on regulatory matters, assist in the design and documentation of credit products, and represent clients in class actions, regulatory enforcement proceedings, and other lawsuits. We represent the largest financial institutions and collection companies in the nation as well as smaller enterprises and Internet-based providers.

Our attorneys handle class action and other lawsuits involving enforcement of arbitration provisions in consumer credit contracts; challenges to interest rates, fees, and other contract terms; and compliance with the gamut of federal and state consumer financial services laws, including challenges to clients’ Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Telephone Consumer Protection Act compliance.

We have also successfully defended clients in government investigations, subpoena responses, litigation, and other proceedings involving state agencies. Our team also assists these lenders, law firms, and collection agencies with state licensing issues and the development of best practices to protect against these types of actions and claims.